As Kenya continues to tackle the housing shortage, the Affordable Housing Program by the Ministry of Lands, Public Works, Housing, and Urban Development is paving the way for citizens to own quality homes at affordable prices. With over 4,800 units currently available across various counties, the program aims to make homeownership more accessible for Kenyans from all walks of life. Whether you're looking for a studio apartment or a spacious three-bedroom home, there's an option to fit every budget and lifestyle.
In this article, we'll break down the latest list of affordable housing units available for sale, as well as provide a detailed overview of house pricing and monthly repayment options for both social housing and middle-class housing units.
Available Affordable Housing (AFP) Units Across Kenya
The Affordable Housing Program offers units in different counties, ranging from urban centers like Machakos, Muranga, and Laikipia, to more rural areas like Wajir and Nyandarua. Here’s a breakdown of some of the notable projects:
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Machakos Township, Machakos County
- Units Available: 220
- Typologies: Studio, 1-bedroom, 2-bedroom, and 3-bedroom units
- Unit Distribution: 60 studio units, 40 one-bedroom units, 60 two-bedroom units, and 60 three-bedroom units.
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Makenji, Kiharu Constituency, Muranga County
- Units Available: 220
- Typologies: Studio, 2-bedroom, and 3-bedroom units
- Unit Distribution: 60 studio units, 100 two-bedroom units, and 60 three-bedroom units.
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Nanyuki Town, Laikipia East Constituency
- Units Available: 220
- Typologies: Studio, 1-bedroom, 2-bedroom, and 3-bedroom units
- Unit Distribution: 60 studio units, 20 one-bedroom units, 100 two-bedroom units, and 40 three-bedroom units.
These are just a few of the projects. In total, 23 projects are offering 4,888 housing units across Kenya, making this one of the largest affordable housing initiatives in the region. Other key locations include Vihiga County, NHC Embu, Thika Town, Nyandarua, and Kakamega.
Pricing and Payment Plans for Affordable Housing Units
The Ministry has categorized the available housing into three main categories: Social Housing Units, Affordable Housing Units, and Affordable Middle-Class Housing Units. The unit sizes and corresponding prices are carefully designed to cater to various income levels.
1. Social Housing Units
These are the most affordable units, targeting low-income earners. Below are the key details:
| Typology | Unit Size (SQM) | Sale Price (KES) | Monthly Repayment Rate (KES) | | ------------- | ------------------- | -------------------- | ------------------------------- | | Studio | 20 | 640,000 | 3,900 | | 1 Bedroom | 30 | 960,000 | 5,350 | | 2 Bedroom | 40 | 1,280,000 | 6,800 |
2. Affordable Housing Units
Designed for Kenyans in the middle-income bracket, these units offer a range of sizes from studio apartments to three-bedroom homes:
| Typology | Unit Size (SQM) | Sale Price (KES) | Monthly Repayment Rate (KES) | | --------------- | ------------------- | -------------------- | ------------------------------- | | Studio | 20 | 1,000,000 | 7,250 | | 1 Bedroom (28m²)| 28 | 1,400,000 | 10,119 | | 1 Bedroom (40m²)| 40 | 2,150,000 | 15,539 | | 2 Bedroom (60m²)| 60 | 3,200,000 | 23,128 | | 3 Bedroom | 64 | 3,000,000 | 21,860 | | Studio cum shop | 64 | 3,200,000 | 23,128 |
3. Affordable Middle-Class Housing Units
For those seeking more spacious and premium living conditions, the Affordable Middle-Class Housing Units offer excellent options with higher square footage and slightly higher prices:
| Typology | Unit Size (SQM) | Sale Price (KES) | Monthly Repayment Rate (KES) | | ------------- | ------------------- | -------------------- | ------------------------------- | | 2 Bedroom | 40 | 2,400,000 | 21,160 | | 2 Bedroom | 70 | 4,200,000 | 37,030 | | 3 Bedroom | 64 | 3,840,000 | 33,856 | | 3 Bedroom | 86 | 5,160,000 | 45,500 |
These monthly repayment rates are structured to be affordable for a range of income brackets and include service charges and insurance.
How to Apply for Affordable Housing in Kenya
Applying for a unit in the Affordable Housing Program is a straightforward process. Here’s how you can get started:
- Visit www.bomayangu.go.ke or dial *832#.
- Register on the Boma Yangu platform and select your preferred unit type.
- The platform will guide you through the allocation and purchase process.
The government prioritizes individuals displaced by housing development projects, as well as those vacating land for new development. Early registration on Boma Yangu increases your chances of securing a unit in the location of your choice.
Final Thoughts
Kenya's Affordable Housing Program is an excellent opportunity for aspiring homeowners to step into the real estate market. With flexible repayment plans, a wide range of unit sizes, and numerous locations across the country, this program makes it possible for more Kenyans to achieve the dream of homeownership.
Whether you're a first-time buyer looking for an affordable home, or you're exploring how to invest in real estate for profit, these units offer great potential. The property market is competitive, and listings for these affordable homes can be found on various house hunting websites and property listing websites.